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Saturday, October 31, 2009

What should I do to sue a driver with a revoked driver license that crashed me?

He said he was going to take care of the problem, but it's been two weeks, and nothing has been solved. Plus, the car he was driving wasn't his. I wrote down all the information provided by him. How long more should I wait?
Answers:
If you have valid information, you are not screwed. Most states have a one or two year statute of limitations on filing a claim for damages in car accidents. The proper procedure to follow is to call your insurance company and tell them about the accident, and give them all the information the driver gave you. The insurance company must take it from there. They will investigate the claim, contact the owner of the vehicle and if relevant the owner's insurance company. The driver, while responsible, is not the primary. The owner is. So if the owner is insured, the status of the driver is just irrelevant.
Now, you have some problems. If there is no police report, you cant get one. You can file a complaint with the police in some places, in others they will not take a report from you when the accident happened a few weeks ago. Your insurance company will tell you how to go about doing that in your jurisdiction.
If the driver or owner cannot be found, or if they do not have insurance, you can put a claim into your own insurance company if you have "uninsured/underinsured" coverage. That's a last resort, but it will fix your car. Your rates can go up depending upon your driving record.
This is general information by the way. States have different insurance laws, police procedures etc. Best place to start is with your insurance company though.
Good luck.
Get a lawyer today.
you should not have waited. You need to turn all of his information into your insurance and let them deal with that aspec of it. You should also make sure if you haven't already, make a police report. NEVER EVER just rely on someone who hit you to take care of it. Now it may be to late. People lie about stuff like that so that you won't call the police etc.. because they don't wnt to get into trouble for not having insurance and they don't want to turn it into their insurance because it will raise their insurance rate. Now you have put yourself in a jam. For all you know he could have claimed you hit him and gave up your tag # etc.. trying to cover for the car he was driving which didn't belong to him. Call your insurance asap. If you don't have any you may be screwed, but you also need to make a police report asap..
You should leave this up to your car insurance company. That's why you pay them your premium.
Yea, never trust a guy who has no license and gets into an accident with someone else's car. You shoulda known he was lying, girl!
Get a lawyer right away ... there are a lot who will take a personal injury and auto accident case with no money down.
I wouldnt wait any longer than you have . I would pass his details onto the police and let them deal with it. As from personal experience know that nothing will happen unless the police get involved

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