What the difference between a bank cashier's check and other checks?

I was wondering.
Answers:
You actually have to buy a cashier's check from a bank with real cash money. This means that the bank itself is guaranteeing that check is valid and will honor it when presented. A personal check is just one written by an individual with no guarantee that there will be funds in the account when it is finally presented to the bank. So, a personal check is a risk, a cashier's check is good as gold.

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A cashier's check is guaraneed to be good as a regular check off someone's checking account could be a hot check.

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A cashier's check is paid for in advance at the bank. Sort of like a money order only safer.

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a cashier's check is guarenteed and there is no limit on the amount you can make the check for.

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what D said...

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A cashier's check is as good as cash.. no chance of it bouncing.

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a casheirs check is guaranteed funds, and cannot bounce. Other checks arent guaranteed funds, and could bounce.

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a cashiers check i s purchased from a bank or lending institution with cash. It is a gurantee that the amount of the check is on deposit with the issuing bank. A check that a person writes to you on a private account or a business account only implies that the funds are present.

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ONLY DIFFERENCE BANK CASHIER CHECK NOT LOVING IN TERMS OF MONEY.. BUT OTHER CHECK LIKE ME SO LOVING MMUAH

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that is the difference

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A cashiers check is guarenteed - that means that the person getting the check will always get the money. With regular checks, (i.e. personal checks) it can bounce if there is no money in the check writers checking account, and then the person dosent get their money.

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A Cashiers check is written against the bank. A personal check is written against your own, personal account's money. Banks do not issue Cashier Checks until they get your money, so it will not bounce under any conceivable circumstances, and can't have a "stop payment" put on it.

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I do believe cashiers checks are cashable immediately with no holdup. The money is there without a doubt. A cashiers check will NEVER bounce.

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A cashiers check is guaranteed funds. Most companies are more willing to accept these than regular checks. Your personal or company checks are not guaranteed. The recipient is not certain he can use the money until the regular check you gave him clears your bank.